Archive for August, 2008



What Kinds of Benefits Come with a Credit Card?

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The main benefit to getting a credit card is the instant loan you get to buy things you want. When you buy something on credit, the credit card company is loaning you the money until you pay them back. You can pay either the minimum balance or the entire balance. If you only pay the [...]

Late Payments and a Good FICO Score

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Are you reviewing your credit report in efforts to get a good FICO score? If so you need to look for the negative entries listed. You need to stop them from happening and know how they are weighted into your FICO score. The most common is late payments and these often have the largest effect [...]