Archive for the 'General' Category



Late Payments and a Good FICO Score

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Are you reviewing your credit report in efforts to get a good FICO score? If so you need to look for the negative entries listed. You need to stop them from happening and know how they are weighted into your FICO score. The most common is late payments and these often have the largest effect [...]

The KGB of Our Credit System

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Well, we have been indoctrinated, vaccinated, hyperventilated, isolated, inoculated and just about every reason “why” the credit system is a mess by everyone from the top to the bottom. All fingers are pointing at “bad mortgages” Bull crap! Plain and simple. Do you think for a cotton pickin minute that all of a sudden people [...]