Your Easy Guide To Mortgages (Part 2 of 2)

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E is for… Early repayment charge (ERC) or redemption penalty If you sign up to a special-rate mortgage and later decide to pay off your loan early, then expect to pay a hefty fee for the privilege of bailing out before time. Endowment policy An endowment is a toxic combination of life insurance and an [...]

Home Loans for First Time Buyers

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Young families are now living their dreams thanks to a range of home loans designed especially for them. Gone are the days when bad credit or lack of funds meant you can’t obtain a home loan to purchase the home of your dreams. While these factors may have been insurmountable factors in the past, they [...]