Cash On The Blog

Learn the best reasons to refinance The decision about whether or not to refinance seems relatively straightforward: If you have a high interest rate and current mortgage rates are lower, then getting a lower rate would seem to be a no-brainer. But a number of factors go into the refinancing decision that may or may [...]

Before the mortgage meltdown just about anyone could get a loan with a fairly attractive rate.  Lenders were offering loans ranging from no money down to negative amortization (this is where your balance goes up, not down). Many even had programs that did not require you to provide any income documentation.  This is no longer [...]