Late Payments and a Good FICO Score

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Are you reviewing your credit report in efforts to get a good FICO score? If so you need to look for the negative entries listed. You need to stop them from happening and know how they are weighted into your FICO score. The most common is late payments and these often have the largest effect [...]

Debt versus Credit Worthiness

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Most consumers have heard of the credit score and the various credit reports that are available. Many consumers understand that these files are based on a person’s level of debt and the manner in which that debt was repaid to the lenders. There are other issues, though, that are less obvious to most consumers, yet [...]