Vat Schemes and Vat Thresholds

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Vat Registration Businesses become liable for vat when sales reach the vat threshold set on 1st April 2007 at £64,000 p.a. regardless of whether that business has registered for vat purposes. Businesses whose customers are vat registered should consider opting for voluntary vat registration as sales would not be affected by vat registration and registering [...]

Which is the better option – Cash-out Refinance or Second Mortgage?

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Scenario: I am looking to do some repair work on my home as well as pay off 2 credit cards. I have an existing mortgage on the property, the balance on which is $30,000. I am thinking whether to refinance the mortgage or take out a fixed rate second mortgage loan. My home value is [...]